Aussie Finance Banking, Payments & Fintech—Reimagined

From neobanks to credit unions, Banao powers Australia’s finance sector with secure, flexible platforms that put customers first and compliance on autopilot.

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Smart Payments

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Account Opening

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Instant Transfers

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Card Management

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Personal Finance Tools

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Investment Insights

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Secure Messaging

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Regulatory Reports

Why Choose Banao for Finance in Australia?

Our platforms deliver reliability, speed, and security—enabling new revenue streams and exceptional customer experiences across Australia. We blend deep fintech expertise with local regulatory know-how, building future-proof systems for banks, lenders, and digital disruptors.

Finance Security & Compliance, Built for Australia

Every solution meets APRA, ASIC, and AUSTRAC requirements. Privacy, PSD2, and Open Banking are built in from day one.

Real-Time Fraud Detection

AI-driven monitoring and alerts for suspicious activity—protecting every transaction.

PCI DSS & ISO 27001 Compliance

Payments and data storage align with top security standards and Australian regulations.

Open Banking API Integration

Connect with Australia’s Open Banking ecosystem for streamlined account access and aggregation.

Automated Regulatory Reporting

Instantly generate compliance reports for APRA, ASIC, and AUSTRAC.

Biometric & MFA Authentication

Enable FaceID, fingerprint, and two-factor login for ultimate customer protection.

Accessibility & Inclusivity

WCAG-compliant interfaces and multi-language support for every Australian customer.

Australian Fintech Case Studies

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Hummcare integrated Banao’s payment API for smooth Medicare claims and private billing across clinics.

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HappiMynd’s wellness credit system and digital wallet boosts access and engagement for mental health services.

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POSHN leverages Banao’s recurring billing and Open Banking feeds to automate payments and reporting.

From Traditional Banking to Fintech, We Power It All

Modern Finance Solutions for Australia

Digital-First Customer Experience

Instant onboarding, live chat, and smart notifications drive engagement and loyalty.

API-Ready for Ecosystem Growth

Easily connect with partners, apps, and fintech marketplaces—futureproofing your business.

Banking & Payments Excellence

Offer full-featured digital banking, instant payments, and account management—across mobile, web, and branch.

Launch Your Finance Transformation

Lending, Wealth & Analytics

Automate loan origination, wealth management, and regulatory reporting—all in one platform.

Smarter Decisions, Better Outcomes

How We Build Finance Platforms for Australia

Discovery & Compliance Analysis

Discovery & Compliance Analysis

We map your institution’s regulatory, integration, and user experience needs—ensuring every workflow fits APRA, ASIC, and Australian privacy law.

Payments, Lending & Open Banking Integration

Payments, Lending & Open Banking Integration

We develop real-time payments, loan origination, and Open Banking modules—making Aussie finance more flexible and accessible.

Security-First Development

Security-First Development

From penetration testing to encrypted data lakes, we prioritise trust and resilience at every stage.

Ongoing Auditing & Regulatory Reporting

Ongoing Auditing & Regulatory Reporting

Automate compliance with AUSTRAC, APRA, and ASIC—making audits and reporting stress-free.

Customer Rollout & Partner Integrations

Customer Rollout & Partner Integrations

Rapid deployment with integration to Australian payment rails, banks, credit bureaus, and core banking systems.

Continuous Upgrades & Support

Continuous Upgrades & Support

Banao delivers updates for new payments standards, cyber threats, and market trends—keeping you ahead of the curve.

Aussie Fintech Success

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Jabez Zinabu

COO, GreenBank AU

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RaviKant

Founder, Fintech Next

Regulatory peace of mind!

Banao’s compliance automation and fast support made our digital transformation a breeze—no more audit stress.

Join 1,000+ growing businesses that prefer Banao to build their brands.

Where we're located

United Kingdom

United Kingdom

USA

USA

California, USA

India

India

Chandigarh, IN

United Kingdom

United Kingdom

USA

USA

California, USA

India

India

Chandigarh, IN

Let's Build Something Great Together. 🤝

Here is what you will get for submitting your contact details.

  • check45 minutes of free consultation
  • checkA strict non-disclosure agreement
  • checkFree market & competitive analysis
  • checkSuggestions on revenue models & planning
  • checkDetailed feature list document
  • checkNo obligation proposal
  • checkAction plan to kick start your project
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GET IN TOUCH WITH OUR EXPERTS TO TURN YOUR IDEA INTO REALITY.

Frequently Asked Questions

Local compliance, Open Banking, and customer protection are non-negotiable. Our platforms are designed for the real needs of Aussie finance.

Yes, we integrate Apple Pay, Google Pay, and all local payment standards.

Absolutely—save time and reduce errors with automated, audit-ready compliance tools.

Yes—our Sydney/Melbourne-based team is available for updates, patches, and urgent support.

Still, have a question?

If you cannot find answer to your question in our FAQ, You can always contact us. We’ll answer to you shortly!