AI engineering for enterprise · Building since 20164 products · run on our own ops · 30+ enterprise clients

Finance Melbourne

QLD Banking & Fintech, Reinvented

From credit unions to neobanks, Banao powers Melbourne’s finance sector with secure, flexible platforms that put customers and compliance first.

The first call is free · 45 minutes · no obligation

What we deliver

Finance Security & QLD Compliance

We blend deep fintech experience with QLD regulatory expertise—building resilient systems for banks, lenders, and digital disruptors.

Fraud Detection

AI-driven monitoring and alerts for suspicious activity.

PCI DSS & ISO 27001

Payments and storage meet top security standards and QLD regulations.

Open Banking APIs

Connect with Australia’s Open Banking ecosystem and local banks.

Regulatory Reporting

Automate APRA, ASIC, and AUSTRAC reports for QLD compliance.

Biometric & MFA Login

FaceID, fingerprint, and two-factor for ultimate customer protection.

Accessibility & Inclusivity

WCAG-compliant, multi-language support for every Melbourne user.

How we deliver

How We Build Finance Platforms for Melbourne

  1. 01

    Discovery & Compliance Analysis

    Workshops with Melbourne finance leaders to map regulatory, integration, and user experience needs—ensuring everything fits QLD and national laws.

  2. 02

    Payments, Lending & Open Banking

    Development of real-time payments, loan origination, and Open Banking modules for flexible, accessible finance.

  3. 03

    Security-First Development

    Penetration testing and encrypted data lakes ensure trust and resilience for QLD customers.

  4. 04

    Automated Reporting

    Generate compliance reports for APRA, ASIC, and AUSTRAC with a click.

  5. 05

    Customer Rollout & Integrations

    Rapid deployment with integration to QLD payment rails, banks, and credit bureaus.

  6. 06

    Continuous Upgrades & Support

    Banao delivers updates for new standards, threats, and trends—keeping you ahead in QLD’s finance market.

Recent work

Melbourne Fintech Projects

HUMMCARE

Hummcare’s payment engine streamlines Medicare claims and private billing for Melbourne clinics.

HappiMynd

HappiMynd’s digital wallet boosts client access and engagement for QLD’s mental health sector.

POSHN

POSHN’s recurring billing and Open Banking modules automate payments and reporting for QLD businesses.

Client reviews

Melbourne Fintech Success

Banao’s automation and support made our digital transformation smooth and audit stress-free.

Jabez ZinabuCOO, Melbourne Bank

We launched new lending products in weeks. Security is top-notch and our customers love it.

RaviKantFounder, FintechQ

FAQ

Frequently asked questions

What’s special about finance in Melbourne?

Local compliance, Open Banking, and customer protection are essential—our platforms are built for Queensland’s needs.

Do you support digital wallets?

Yes—Apple Pay, Google Pay, and all local options are integrated.

Can you automate APRA/ASIC reporting?

Absolutely—save time and reduce errors with automated, audit-ready tools.

Is ongoing support available?

Yes—our QLD-based team provides updates, patches, and urgent support.

Get started

Let's build it together

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