AI engineering for enterprise · Building since 20164 products · run on our own ops · 30+ enterprise clients

Finance Spain

Banking & Fintech, Reinvented for Spain

From credit unions to neobanks, Banao powers Spain’s finance sector with secure, flexible platforms that put customers and compliance first.

The first call is free · 45 minutes · no obligation

What we deliver

Finance Security & CBE Compliance

We blend deep fintech experience with Spain’s regulatory expertise—building resilient systems for banks, lenders, and digital disruptors.

Fraud Detection

AI-driven monitoring and alerts for suspicious activity.

PCI DSS & ISO 27001

Payments and storage meet top security standards and Spain regulations.

Open Banking APIs

Connect with Spain’s Open Banking ecosystem and local banks.

Regulatory Reporting

Automate CBE and tax reports for Spain compliance.

Biometric & MFA Login

FaceID, fingerprint, and two-factor for ultimate customer protection.

Accessibility & Inclusivity

WCAG-compliant, Arabic/English support for every Spain user.

How we deliver

How We Build Finance Platforms for Spain

  1. 01

    Discovery & Compliance Analysis

    Workshops with Spainian finance leaders to map CBE, integration, and user experience needs—ensuring everything fits local law.

  2. 02

    Payments, Lending & Open Banking

    Development of real-time payments, loan origination, and Open Banking modules for flexible, accessible finance.

  3. 03

    Security-First Development

    Penetration testing and encrypted data lakes ensure trust and resilience for Spain customers.

  4. 04

    Automated Reporting

    Generate compliance reports for CBE and tax authorities with a click.

  5. 05

    Customer Rollout & Integrations

    Rapid deployment with integration to local payment rails, banks, and credit bureaus.

  6. 06

    Continuous Upgrades & Support

    Banao delivers updates for new standards, threats, and trends—keeping you ahead in Spain’s finance market.

Recent work

Spain Fintech Projects

HUMMCARE

Hummcare’s payment engine streamlines insurance claims and private billing for Spainian clinics.

HappiMynd

HappiMynd’s digital wallet boosts client access and engagement for Spain’s wellness sector.

POSHN

POSHN’s recurring billing and Open Banking modules automate payments and reporting for Spainian businesses.

Client reviews

Spain Fintech Success

Banao’s automation and support made our digital transformation smooth and audit stress-free.

Mona El GamalCOO, Alexandria Bank

We launched new lending products in weeks. Security is top-notch and our customers love it.

Yasser MorsiFounder, FintechCairo

FAQ

Frequently asked questions

What’s special about finance in Spain?

Local compliance, Open Banking, and customer protection are essential—our platforms are built for Spain’s unique needs.

Do you support digital wallets?

Yes—Apple Pay, Fawry, Meeza, and all local options are integrated.

Can you automate regulatory reporting?

Absolutely—save time and reduce errors with automated, audit-ready tools.

Is ongoing support available?

Yes—our Spain-based team provides updates, patches, and urgent support.

Get started

Let's build it together

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