AI engineering for enterprise · Building since 20164 products · run on our own ops · 30+ enterprise clients

Aussie Finance

Banking, Payments & Fintech—Reimagined

From neobanks to credit unions, Banao powers UK’s finance sector with secure, flexible platforms that put customers first and compliance on autopilot.

The first call is free · 45 minutes · no obligation

What we deliver

Finance Security & Compliance, Built for UK

We blend deep fintech expertise with local regulatory know-how, building future-proof systems for banks, lenders, and digital disruptors.

Real-Time Fraud Detection

AI-driven monitoring and alerts for suspicious activity—protecting every transaction.

PCI DSS & ISO 27001 Compliance

Payments and data storage align with top security standards and UK regulations.

Open Banking API Integration

Connect with UK’s Open Banking ecosystem for streamlined account access and aggregation.

Automated Regulatory Reporting

Instantly generate compliance reports for APRA, ASIC, and AUSTRAC.

Biometric & MFA Authentication

Enable FaceID, fingerprint, and two-factor login for ultimate customer protection.

Accessibility & Inclusivity

WCAG-compliant interfaces and multi-language support for every UK customer.

How we deliver

How We Build Finance Platforms for UK

  1. 01

    Discovery & Compliance Analysis

    We map your institution’s regulatory, integration, and user experience needs—ensuring every workflow fits APRA, ASIC, and UK privacy law.

  2. 02

    Payments, Lending & Open Banking Integration

    We develop real-time payments, loan origination, and Open Banking modules—making Aussie finance more flexible and accessible.

  3. 03

    Security-First Development

    From penetration testing to encrypted data lakes, we prioritise trust and resilience at every stage.

  4. 04

    Ongoing Auditing & Regulatory Reporting

    Automate compliance with AUSTRAC, APRA, and ASIC—making audits and reporting stress-free.

  5. 05

    Customer Rollout & Partner Integrations

    Rapid deployment with integration to UK payment rails, banks, credit bureaus, and core banking systems.

  6. 06

    Continuous Upgrades & Support

    Banao delivers updates for new payments standards, cyber threats, and market trends—keeping you ahead of the curve.

Recent work

UK Fintech Case Studies

HUMMCARE

Hummcare integrated Banao’s payment API for smooth Medicare claims and private billing across clinics.

HappiMynd

HappiMynd’s wellness credit system and digital wallet boosts access and engagement for mental health services.

POSHN

POSHN leverages Banao’s recurring billing and Open Banking feeds to automate payments and reporting.

Client reviews

Aussie Fintech Success

Banao’s compliance automation and fast support made our digital transformation a breeze—no more audit stress.

Jabez ZinabuCOO, GreenBank AU

We launched new lending products in weeks, not months. Security is top notch—our investors are happy.

RaviKantFounder, Fintech Next

FAQ

Frequently asked questions

What’s unique about finance tech in UK?

Local compliance, Open Banking, and customer protection are non-negotiable. Our platforms are designed for the real needs of Aussie finance.

Do you support digital wallets and mobile payments?

Yes, we integrate Apple Pay, Google Pay, and all local payment standards.

Can you automate AUSTRAC and APRA reporting?

Absolutely—save time and reduce errors with automated, audit-ready compliance tools.

Is ongoing support included?

Yes—our Sydney/Melbourne-based team is available for updates, patches, and urgent support.

Get started

Let's build it together

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